Americans now hold a record $1.21 trillion in credit card debt, but some consumers could have their bills cut in half.

Check out the best Citi credit cards of 2025, chosen by CNN Underscored’s credit card expert Kyle Olsen. Compare top Citi cards for travel, cash back and everyday rewards to find the right fit for ...

The Wells Fargo Reflect offers one of the longest intro APR periods you can find. Learn why it's our favorite way to finance big purchases today.

If you’re a Walmart+ member, this card belongs in your wallet. The no-annual-fee card earns impressive rewards on all Walmart ...

A federal rule restricting the debt’s inclusion has been canceled. Now, the consumer bureau is trying to overturn state ...

In a tough economy, a revolving line of credit can offer handy flexibility when unforeseen expenses pop up. But it's n ...

Negotiate with your lender. If you have private student loans, you may be able to negotiate a lower interest rate with your ...

After you submit your mortgage application, the lender will begin the underwriting process to decide whether they'll approve or deny the loan. You can expect the underwriting process to take anywhere ...

I'm getting married next summer and thus, like all personal finance reporters are compelled to do, I've opened a credit card ...

Refinancing can affect your credit score, but there are potential benefits as well.

Lenders will consider your existing loan, your car and more when you apply to refinance.