If you lease or finance your car, gap insurance helps pay off your car loan if your car is deemed a total loss. Learn how it works, if it's needed, what it covers, and more.

How does car insurance work? Car insurance works as a safeguard for your financial well-being in case of car accidents, theft, or other auto incidents beyond your control. Depending on your …

How does escrow and homeowners insurance work? When you close on your home, your lender may set up an escrow account for depositing part of your monthly loan payment to cover your …

Learn about RV insurance, including RV insurance requirements and how coverage works for motorhomes and travel trailers.

How does insuring a townhome work? If you own the townhouse, the type of policy you need depends on whether your home is part of a condo association. Condo associations have …

How does manufactured or mobile home insurance work? Manufactured home insurance, also referred to as mobile home insurance, may cover damage to your mobile home, personal …

How does renters insurance work? A renters policy provides financial reimbursement for covered losses to your personal belongings. If a covered peril occurs, you'll file a claim with your …

Find out how the state where an accident occurs, and whether it's an at-fault or no-fault accident state, changes how an auto insurance claim is paid.

Classic car insurance differs from regular auto insurance. Find out why you need it, what it covers, how it's priced, and how to purchase a policy.

Learn how homeowners insurance works, if it's required, and other frequently asked questions about homeowners insurance.