Step 3. Track your progress Write down what you spend, or use a budget app or NerdWallet's budget template to help. Pay attention to where your money is going.

Aug 28, 2025 · Budgeting doesn’t have to be stressful! Learn how to make a budget in five simple steps, including tips to make it work for you, your income and your goals.

Oct 16, 2025 · Learn how to build a monthly budget that reflects your actual life and goals. Flexible, real-world tips to help you save, spend, and plan smarter.

Feb 26, 2025 · Once your budget plan is finalized and you’ve set it up within whichever budgeting tool you’re using, it’s time to start putting things into practice. That means keeping a careful …

May 13, 2025 · Learn how to create a budget from scratch in six easy steps, with real examples to guide you. Learn how to track your income, categorize spending, choose a budgeting method, …

Learn how to make your first budget, organize your money, and gain control over your finances with easy steps and beginner-friendly tips.

Creating a personal budget is the key to gaining control of your money. Follow these simple steps from Better Money Habits to begin creating your individual budget.